Home & Renters Insurance

Let us protect your home with the policy that is perfect for you. No one should have to worry about whether you have enough insurance or who to call for help. With Herring Insurance, you will always have that security.

Home

A rustic two-story house with brown wood siding, three dormer windows, and a brick chimney, set in a grassy yard.

Let us protect your home. Herring Insurance offers customization of policies in order to fit the individual needs of each of our members.

This unique policy can cover your home of any shape or size. We also offer protection for property inside your home.


Renters

A smiling couple poses closely together outdoors in front of a brick wall and blurred greenery.

Protect your personal belongings from damage and theft! We protect renters with a policy that includes living expense coverage when your rented residence is made uninhabitable due to a covered loss. If you are a renter, you should consider the liability policy.



Tenant-Occupied

A couple with arms around each other looks at a house with a red

We offer protection for your rent house from damages. Our policy also provides lost income if your rental property becomes temporarily unlivable due to the covered damages. Coverage is available for single family rent homes, duplexes, triplexes, and quadplexes.

Rural Home

A rural landscape featuring a white-walled compound with orange and white buildings behind a grassy field under a blue sky.

Herring Insurance specializes in insuring rural properties and family farms. We offer a policy designed to meet needs of rural home and property owners. Our policy can cover your outbuildings and farm equipment as well.

Condo & Townhouse

A low-angle view of a multi-story, yellow building with modern black metal awnings against a cloudy blue sky.

We offer condo owner protection of the interiors of their unit. We also offer protection from covered losses for the townhouse owner. This consists of patios, balconies, and other interior and/or exterior areas he/she owns.

Ranchette

A white colonial-style house sits in a valley surrounded by rolling, grassy hills and scattered oak trees.

Herring Insurance protects your livestock, equipment, and your home. Ranchettes are rural properties of around 2 to 40 acres. These types of properties consist of a home with accompanying outbuilding, machinery, and livestock.

Barndomoniums

A long, red barn with white-trimmed windows and a rust-colored roof set against a bright blue sky with fluffy white clouds.

We offer coverage for the barndominiums Texans are known for. The policy brings together the old with the new with available coverage for your barndominium, farm animals and farm machinery. A barndominium is basically a metal building with roll-up doors that can hold large farm equipment.

Flood

A wooden park bench partially submerged in floodwaters in a landscape with trees and reeds.

Flooding is the most common of all natural disasters. Unfortunately, most property insurance companies don’t cover damage to your home or commercial building caused by floods. Act fast! There is a 30 day waiting period for flood insurance with us.

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